Types of ETFs

ETF sponsors, eager to meet investor demand for more ways to diversify their portfolios, continue to expand the universe of funds to encompass nearly all asset classes and investment strategies. Remember though that all ETFs, whatever their underlying investments, are themselves equity assets. You own shares in an ETF, even when the assets the ETF holds are bonds or gold bars.

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Repaying Student Loans

If you owe money to the federal government for the Direct loans that helped cover the cost of your education, you’re not alone. A majority of college graduates are in the same boat. Fortunately, there are a number of ways to structure repayment to make it affordable—something that’s not always the case with private loans. 

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Virginia B. Morris
Getting Married

Marriage is a big step in terms of emotional commitment, and it often means a big financial change as well. 

Merging your financial lives can be easier than splitting up the closet space or deciding who takes out the garbage. Or it can be a source of constant tension. The bottom line is that being financially compatible—or finding a way to work out your differences—is essential to a happy marriage.

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